How many neobanks are there?

There is no single global registry. Industry trackers typically list hundreds of digital and challenger banks worldwide, with concentration in the UK, EU, US, Latin America, and parts of Asia. neobank.wiki catalogues notable licensed and partner-bank neobanks by market.

Which countries have the most neobanks?

The United Kingdom and European Union saw early growth after PSD2 and specialised bank licences. The United States has large partner-bank neobanks and payment apps. China, India, Southeast Asia, and Latin America account for most global users via internet banks and payments super-apps such as WeBank, PhonePe, GCash, Nubank, and Mercado Pago.

List of neobanks

This page lists neobanks and related financial platforms covered on neobank.wiki.1 Classic deposit neobanks are grouped by home-market country; payment, brokerage, crypto and self-custody products appear under Related platforms.

How to read this list

Licensed - the company holds (or operates under) its own banking charter or equivalent deposit-taking licence.
Partner-bank - deposits sit with a chartered partner; the brand owns the customer experience (often via banking as a service).
Consumer / business / super-app - primary customer focus; super-apps bundle banking with investing, insurance or commerce.
Related platforms - payments, brokerages, exchanges and self-custody apps included for ecosystem context (not all are banks).

United States

Ally Bank - licensed online bank
Avici - non-custodial crypto neobank
Brex - partner-bank, business cards / banking
Cash App - partner-bank, consumer payments
Chime - partner-bank, consumer
Chipper Cash - HQ in SF; pan-African wallet / cards
Current - partner-bank, consumer
ether.fi - Cayman HQ; self-custody crypto neobank / Cash card
Karsa - stablecoin / USD accounts (YC)
Mercury - partner-bank, business
Novo - partner-bank, business
Payy - non-custodial stablecoin wallet
Ramp - partner-bank, business cards / spend
Remitly - remittances
Slash - partner-bank, business
SoFi - licensed, consumer / super-app
Torque - non-custodial Money OS / wallet
Varo - licensed, consumer
Venmo - P2P payments (PayPal)
X - social → X Money (partner-bank payments)

United Kingdom

Atom Bank - licensed, savings / lending
Monzo - licensed, consumer
Nala - remittance / multi-currency
Revolut - licensed, super-app
Starling Bank - licensed, consumer / business
Tide - partner-bank, business
Wise - multi-currency account / EMI
Zopa Bank - licensed, consumer lending / deposits

Germany

N26 - licensed, consumer
Trade Republic - neo-broker / investing

Netherlands

Bunq - licensed, consumer

France

Qonto - licensed / e-money, business

Sweden

Klarna - BNPL / consumer finance

Brazil

C6 Bank - licensed, consumer
Inter - licensed, digital bank
Mercado Pago - wallet / payments / credit (Mercado Libre)
Neon - licensed, consumer
Nubank - licensed, super-app

Mexico

Klar - partner-bank, consumer
Mercado Pago - wallet / payments / credit
Nubank also operates in Mexico
Ualá - also operates in Mexico

Argentina

Mercado Pago - wallet / payments / credit
Ualá - cards / accounts

China

WeBank - licensed internet bank (Tencent-backed)

Hong Kong

RedotPay - stablecoin cards / payouts (fintech, not a bank)

India

Jupiter - partner-bank, consumer
Paytm - payments / payments bank
PhonePe - UPI payments / financial services

Japan

Rakuten Bank - licensed internet bank

Philippines

GCash - mobile wallet / digital finance (Mynt)
Maya - digital bank / wallet

Indonesia

Bank Jago - licensed digital bank (Gojek ecosystem)

Singapore

KAST - stablecoin neobank / Visa (partner rails)
Trust Bank - licensed digital bank (Standard Chartered × Sea)

South Korea

KakaoBank - licensed, consumer
Toss - super-app / Toss Bank

Turkey

Papara - wallet / cards

Canada

Axra - licensed PSP / messaging-native payments
EQ Bank - licensed digital bank brand
Wealthsimple - investing / cash

South Africa

TymeBank - licensed digital bank

Nigeria

Accrue - stablecoin remittance / USD savings
Azza - WhatsApp crypto wallet
Chipper Cash - pan-African P2P / cards
Doux - multi-currency / cards
Evolution - USD/EUR accounts / cards (ex-Cryptonia)
Juicyway - multi-currency payments / IMTO
Karsa - stablecoin dollar account / Visa
NectarFi - self-custody crypto neobank
OPay - payments / agent banking
PiggyVest - savings / investing
Roam - USD account / stablecoins (Maplerad)
SurgePay - Stellar remittance / cards

Kenya

Accrue - also operates Kenyan corridors
Chipper Cash - pan-African wallet
M-Pesa - mobile money (Safaricom)

Ghana

Accrue - stablecoin agent network / USD savings
Chipper Cash - pan-African wallet / cards

Uganda

Chipper Cash - pan-African wallet
Eversend - multi-currency account / remittance

Australia

Airwallex - business global payments
Up - partner-bank, consumer

Concepts

Fintech journalists & commentators

See List of fintech journalists - including Jason Mikula (@mikulaja), Alex Johnson, Jim Marous, Ingrid Lunden, Brett King, Chris Skinner, Simon Taylor, Theodora Lau and others.

Fintech founders

See List of fintech founders - including Anne Boden (Starling Bank), Nikolay Storonsky (Revolut), Tom Blomfield (Monzo), David Vélez (Nubank), Chris Britt (Chime), Patrick Collison (Stripe) and others.

References

Coverage includes classic neobanks plus adjacent platforms (payments, brokerages, crypto, mobile money). Not every entry is a licensed bank.

Frequently asked questions

How many neobanks are there?: There is no single global registry. Industry trackers typically list hundreds of digital and challenger banks worldwide, with concentration in the UK, EU, US, Latin America, and parts of Asia. neobank.wiki catalogues notable licensed and partner-bank neobanks by market.
Which countries have the most neobanks?: The United Kingdom and European Union saw early growth after PSD2 and specialised bank licences. The United States has large partner-bank neobanks and payment apps. China, India, Southeast Asia, and Latin America account for most global users via internet banks and payments super-apps such as WeBank, PhonePe, GCash, Nubank, and Mercado Pago.