Atom Bank
Atom Bank is a British mobile-only challenger bank authorised in the mid-2010s. It emphasises savings products and business lending and was among the UK’s early fully digital licensed banks alongside Monzo and Starling Bank.1
History
Atom received a UK banking licence and launched with a smartphone-only proposition. It built a franchise in fixed-term savings and SME loans rather than chasing current-account brand virality.2
Founders
Atom Bank was co-founded by Anthony Thomson (also associated with Metro Bank) and Mark Mullen, positioning Atom as a northern England–based digital challenger.
Licence
Atom holds a full UK banking licence and is covered by the Financial Services Compensation Scheme for eligible deposits.
Products
Products focus on savings accounts and business/residential lending delivered through the Atom mobile app.
External links
References
- Atom Bank is a UK mobile-only licensed challenger bank. https://www.atombank.co.uk/
- Atom emphasises savings and lending products via its mobile app. https://www.atombank.co.uk/
Frequently asked questions
- What is Atom Bank?
- Atom Bank is a UK mobile-only challenger bank focused on savings and business lending.
- When was Atom Bank founded?
- Atom Bank was founded in 2014.
- Where is Atom Bank headquartered?
- Atom Bank is headquartered in Durham, United Kingdom.
- What type of company is Atom Bank?
- Atom Bank is described as Licensed challenger bank in its neobank.wiki profile.
- What is the official Atom Bank website?
- The official website for Atom Bank is https://www.atombank.co.uk/.
See also
- Accrue - Accrue is a Ghana- and Nigeria-rooted fintech that moves money across Africa and the US using a stablecoin agent network.
- Airwallex - Airwallex is an Australian-founded business fintech for global accounts, payments and spend management.
- Alex Johnson - Alex Johnson is the founder of Fintech Takes, a widely read fintech newsletter and podcast; he is active on X as @AlexH_Johnson.
- Alexandre Prot - Alexandre Prot is co-founder and CEO of Qonto, the Paris-based European business neobank.
- Ali Niknam - Ali Niknam is founder and CEO of Bunq, the Amsterdam-based licensed Dutch neobank.