Category: Financial technology

Accrue is a Ghana- and Nigeria-rooted fintech that moves money across Africa and the US using a stablecoin agent network.

Airwallex is an Australian-founded business fintech for global accounts, payments and spend management.

Alex Johnson is the founder of Fintech Takes, a widely read fintech newsletter and podcast; he is active on X as @AlexH_Johnson.

Alexandre Prot is co-founder and CEO of Qonto, the Paris-based European business neobank.

Ali Niknam is founder and CEO of Bunq, the Amsterdam-based licensed Dutch neobank.

Ally Bank is a large U.S. online bank offering deposits, loans and investment products without branches.

Anne Boden MBE founded Starling Bank and was the first woman to found a British bank.

Atom Bank is a UK mobile-only challenger bank focused on savings and business lending.

Avici is a non-custodial crypto neobank offering cards and virtual accounts while users keep custody of funds.

Axra is a licensed payments and embedded-banking platform combining messaging-native USD accounts with a BaaS API for Africa.

Azza is a WhatsApp-native crypto wallet and on/off-ramp that lets Africans buy, sell and send stablecoins inside chat.

Bank Jago is an Indonesian digital bank known for partnerships with Gojek and app-based retail banking.

Banking as a service (BaaS) lets non-bank companies embed regulated banking features via partner banks and APIs.

Bradley Leimer is a fintech advisor and former digital banking executive; active on X as @leimer.

Brett King is a banking futurist, author of Bank 2.0/Bank 4.0 and host of Breaking Banks; active on X as @BrettKing.

Brex is a U.S. financial technology company offering corporate cards and business banking for startups and enterprises.

Brian Armstrong is co-founder and CEO of Coinbase, the publicly listed U.S. cryptocurrency exchange.

Bunq is a Dutch licensed neobank known for multi-currency accounts and green banking positioning.

C6 Bank is a Brazilian digital bank offering accounts, cards and investment products via mobile app.

Cameron Conrad is founder and CEO of Torque, a global technology company that develops a non-custodial digital wallet.

Cash App is a U.S. mobile payments and banking-adjacent app from Block, Inc., offering P2P transfers, a debit card, investing and Bitcoin.

A challenger bank is a newer bank that competes with incumbent retail banks, often with digital distribution; the term overlaps with neobank.

Chime is an American financial technology company that provides fee-free mobile banking services through partner banks.

Chipper Cash is a pan-African payments and consumer finance app offering cross-border transfers, cards, crypto and investing.

Chris Britt is co-founder and CEO of Chime, one of the largest U.S. neobanks by customers.

Chris Skinner is a British fintech author and commentator, founder of The Finanser blog, active on X as @chris_skinner.

Coinbase is an American cryptocurrency exchange and custody platform with consumer and institutional products.

Colin Walsh founded Varo and steered it to one of the first U.S. consumer fintech national bank charters.

Cristina Junqueira is co-founder of Nubank and a prominent Latin American fintech executive.

Current is an American neobank offering mobile banking, early payday and teen accounts through partner banks.

David Vélez is co-founder and CEO of Nubank (Nu Holdings), one of the world's largest digital banks by customers.

Defidotapp is a mobile DeFi trading and portfolio app with wallet import and multichain features.

Doux is a multi-currency consumer app that holds USD, EUR, GBP and NGN alongside crypto, with Visa/Mastercard spend.

Duena Blomstrom is a banking culture and digital transformation author (Emotional Banking); active on X covering bank UX and change.

An electronic money institution (EMI) is a regulated firm that issues electronic money and payment accounts without a full bank charter.

Elon Musk acquired Twitter, rebranded it to X, and launched X Money; he earlier founded X.com, which merged into PayPal.

Embedded finance is the distribution of financial products inside non-financial apps and platforms via APIs and partners.

EQ Bank is a Canadian digital bank brand of Equitable Bank offering high-interest deposits and everyday banking.

Eric Glyman is co-founder and CEO of Ramp, the U.S. corporate spend and card platform.

ether.fi is a Cayman-founded non-custodial crypto neobank combining Ethereum staking with a Visa Cash card and DeFi credit.

Eversend is a multi-currency account and cross-border payments app built for people and businesses connected to Africa.

Evolution (formerly Cryptonia) is a Nigerian global-payments app for freelancers, with USD/EUR accounts, stablecoins and virtual cards.

GCash is a Philippine mobile wallet and digital finance app operated by Mynt, and one of Southeast Asia's largest fintech platforms by users.

George Bevis founded Tide, the UK business neobank for freelancers and SMEs.

Henrique Dubugras is co-founder of Brex, the U.S. corporate-card and business-banking fintech.

Immad Akhund is co-founder and CEO of Mercury, the U.S. startup-focused business neobank.

Infinex is a non-custodial DeFi super-app wallet with passkeys, multichain trading and perps.

Ingrid Lunden is a TechCrunch editor and reporter covering fintech, startups and European tech; active on X as @ingridlunden.

Inter is a Brazilian digital bank and financial services company offering retail banking, investing and credit.

Jack Dorsey co-founded Block, Inc. (Cash App / Square) and Twitter (now X).

Jason Mikula is a fintech analyst and the author of Banking as a Service; he publishes Fintech Business Weekly and is active on X as @mikulaja.

Jim Marous is a digital banking publisher and speaker, co-publisher of The Financial Brand and host of Banking Transformed; active on X as @jimmarous.

Jitendra Gupta is founder and CEO of Jupiter, the Indian consumer neobank.

John Collison is co-founder and president of Stripe.

Juicyway is a multi-currency payments platform that lets individuals and businesses send, receive and hold USD, NGN and other currencies.

Jupiter is an Indian neobank offering salary accounts, savings and investments through partner banks.

KakaoBank is a South Korean internet-only bank affiliated with the Kakao ecosystem.

Karsa is a Y Combinator-backed stablecoin neobank offering global dollar accounts and cards for emerging-market users.

KAST is a Singapore-associated stablecoin neobank for storing, sending and spending digital dollars via partner-issued Visa cards.

Klar is a Mexican neobank offering credit cards and digital accounts aimed at underbanked consumers.

Klarna is a Swedish buy-now-pay-later and financial services company expanding into banking-like products.

Kolan is a Global South finance app combining USD/EUR/GBP receive accounts with virtual cards, crypto trading and prediction markets.

Kristo Käärmann is co-founder and CEO of Wise (formerly TransferWise).

Leda Glyptis is a banking transformation author and speaker (Bankers Like Us); active on X as @ledaglyptis.

Lee Seung-gun founded Viva Republica / Toss, South Korea's leading fintech super-app and Toss Bank.

A catalogue of notable neobank and fintech founders covered as standalone people pages on neobank.wiki.

A catalogue of notable fintech, BaaS and neobank journalists, newsletter writers and X commentators covered on neobank.wiki.

A catalogue of neobanks and fintech platforms covered on neobank.wiki, organised by country and product type.

M-Pesa is a pioneering mobile-money service launched in Kenya that transformed payments and remittances across parts of Africa.

Marcelo Kalim is co-founder and CEO of C6 Bank, a licensed Brazilian digital bank.

Max Levchin is a co-founder of PayPal and a central figure in the PayPal Mafia narrative.

Maya is a Philippine digital bank and wallet (formerly PayMaya) competing with GCash in consumer fintech.

Mercado Pago is Mercado Libre's Latin American digital payments, wallet and credit platform, one of the region's largest fintechs by users.

Mercury is an American business neobank providing startup banking, cards and treasury through partner banks.

Mike Cagney co-founded SoFi and led it from student-loan refinancing into a diversified consumer fintech.

Monzo is a British licensed neobank known for its coral-coloured card and app-based current accounts.

N26 is a German licensed neobank offering mobile-first current accounts across Europe.

Nala is a cross-border payments and multi-currency account fintech focused on corridors into Africa and beyond.

NectarFi (Nectar Finance) is a Solana-based non-custodial app combining virtual accounts, cards, trading and on-chain credit scoring.

A neobank is a type of direct bank that operates exclusively online without traditional physical branch networks.

Neon is a Brazilian digital bank offering mobile accounts, cards and credit aimed at mass-market consumers.

Nik Milanovic is the founder of This Week in Fintech and a fintech investor; active on X as @nikmilanovic.

Nikolay Storonsky is co-founder and CEO of Revolut, the British-founded global financial super-app.

Novo is a U.S. business neobank offering checking and integrations for small businesses and freelancers.

Nubank is a Brazilian neobank and one of the largest digital banking platforms in the world by customers.

OKX is a global cryptocurrency exchange offering spot, derivatives, wallet and Web3 products.

OPay is a Nigerian fintech offering mobile payments, agent networks and financial services across Africa.

Open banking is a regulatory and technical framework that lets third parties access bank data and initiate payments with customer consent via APIs.

Papara is a Turkish digital finance app offering wallets, cards and payments.

A partner bank is a chartered bank that holds deposits and provides regulated rails for a fintech or neobank that owns the customer brand.

Patrick Collison is co-founder and CEO of Stripe, the global payments infrastructure company.

Payoneer is a cross-border payments company providing receiving accounts and payouts for freelancers and businesses.

PayPal is a global digital payments company offering wallets, checkout, and adjacent banking and crypto products.

Paytm is an Indian digital payments and financial services company that built a wallet and UPI franchise and launched Paytm Payments Bank.

Payy is a privacy-focused non-custodial stablecoin wallet and network that sends money via payment links with zero fees.

PhonePe is an Indian digital payments and financial services company and one of the largest UPI apps by users and transaction share.

Pierpaolo Barbieri founded Ualá, the Latin American cards and accounts fintech.

PiggyVest is a Nigerian savings and investment platform that digitised goal-based saving for millions of consumers.

Public is an American brokerage app for stocks, options, crypto and AI-assisted investing agents.

Qonto is a French business neobank offering SME accounts, cards and spend management across Europe.

Rakuten Bank is a Japanese internet bank affiliated with the Rakuten Group and one of Japan’s largest digital banks.

Ramp is an American corporate card and spend-management platform for businesses.

RedotPay is a Hong Kong stablecoin payments fintech offering crypto cards, wallets and global payouts; it is not a bank.

Remitly is a U.S.-based digital remittance company moving money across international corridors.

Revolut is a British-founded global neobank and financial technology company offering banking, currency exchange, and investing.

Roam is a Maplerad-powered app giving Africans named USD bank accounts and stablecoin inflows with local cash-out.

Robinhood is an American commission-free brokerage and financial services app that later added banking-like cash products.

Ron Shevlin is a banking research executive and Forbes contributor known for Fintech Snark Tank; active on X as @rshevlin.

Ryan King is co-founder and CTO of Chime, the U.S. partner-bank neobank.

Sameer Nigam is co-founder and CEO of PhonePe, one of India's largest UPI payments apps.

Sebastian Siemiatkowski is co-founder and CEO of Klarna, the Swedish BNPL and consumer finance company.

Simon Taylor is a fintech operator-turned-writer known for Fintech Brainfood and Sardine; active on X covering crypto, compliance and fintech.

Slash is an American business fintech offering banking, cards, treasury and crypto rails through partner banks.

SoFi is an American financial technology company and licensed bank offering lending, banking and investing.

Starling Bank is a British licensed neobank offering personal and business current accounts.

Stefan Möller is a co-founder of Klar, the Mexico-focused consumer neobank.

Stripe is an American payments and financial infrastructure company used by internet businesses worldwide.

Stuart Sopp is co-founder and CEO of Current, the New York-based American neobank.

SurgePay is a Stellar-based borderless money app for African professionals, offering wallets, remittances and virtual USD cards.

Theodora Lau is a fintech author, advisor and founder of Unconventional Ventures; active on X as @psb_dc.

Tide is a British business neobank offering SME current accounts, cards and bookkeeping tools.

Tom Blomfield is co-founder and former CEO of Monzo, the UK neobank originally launched as Mondo.

Torque is a global technology company that develops a non-custodial digital wallet unifying balances, execution and settlement.

Toss is a South Korean fintech super-app; Toss Bank is its licensed internet bank competing with KakaoBank.

Trade Republic is a German neo-broker offering commission-free investing and cash services across Europe.

Trust Bank is a Singapore digital bank backed by Standard Chartered and Sea Group.

TymeBank is a South African digital bank known for kiosk-assisted onboarding and low-fee mobile banking.

Ualá is a Latin American fintech offering cards, accounts and financial services primarily in Argentina and Mexico.

Up is an Australian neobank offering mobile accounts and spending tools in partnership with Bendigo Bank.

Valentin Stalf is co-founder and CEO of N26, the Berlin-based licensed neobank.

Varo is an American licensed neobank offering mobile checking, savings and credit-builder products.

Venmo is a U.S. peer-to-peer payments app owned by PayPal, with a debit card and business profiles.

Vijay Shekhar Sharma founded Paytm (One97 Communications), India's landmark digital payments brand.

Vlad Yatsenko is co-founder and CTO of Revolut.

Vladimir Tenev is co-founder and CEO of Robinhood, the commission-free brokerage app.

Wealthsimple is a Canadian fintech offering investing, crypto, tax and cash products.

WeBank is a Chinese digital bank backed by Tencent and is widely cited as the world's largest digital bank by customer count.

Whop is an American marketplace platform for digital products, communities and creator commerce with payments.

Wise is a British fintech offering multi-currency accounts and low-cost international transfers.

World (World App / World Network) is a Tools for Humanity project combining digital identity with a consumer crypto wallet.

X is the social platform formerly known as Twitter; under Elon Musk it launched X Money, a U.S. payments and banking-adjacent service inside the app.

Zopa Bank is a UK bank that grew out of the Zopa peer-to-peer lending platform.