Klarna

Klarna is a Swedish financial technology company best known for buy-now-pay-later (BNPL) checkout. It has expanded into shopping apps, cards and deposit products in selected markets, positioning as a consumer finance platform adjacent to neobanks.1

History

Klarna was founded in Stockholm in 2005 and became a global BNPL leader through retailer integrations. It later pursued banking licences and consumer-app engagement beyond checkout lending.2

Founders

Sebastian Siemiatkowski, Niklas Adalberth and Victor Jacobsson co-founded Klarna. Siemiatkowski has been the long-time chief executive and public face of the company.

Licences

Klarna holds banking and credit licences in Europe that enable deposits and lending in certain jurisdictions, while BNPL remains the commercial core in many markets.

Products

Products include pay-later and instalments at checkout, the Klarna shopping app, cards and savings/deposit offerings where regulated.

References

  1. Klarna is a Swedish BNPL and consumer finance company. https://www.klarna.com/
  2. Klarna expanded from checkout lending into a broader consumer finance app. https://www.klarna.com/

Frequently asked questions

What is Klarna?
Klarna is a Swedish buy-now-pay-later and financial services company expanding into banking-like products.
When was Klarna founded?
Klarna was founded in 2005.
Where is Klarna headquartered?
Klarna is headquartered in Stockholm, Sweden.
Who founded Klarna?
Klarna was founded by [Sebastian Siemiatkowski](/sebastian-siemiatkowski), Niklas Adalberth, Victor Jacobsson.
What type of company is Klarna?
Klarna is described as Private in its neobank.wiki profile.
What is the official Klarna website?
The official website for Klarna is https://www.klarna.com/.

See also

  • Accrue - Accrue is a Ghana- and Nigeria-rooted fintech that moves money across Africa and the US using a stablecoin agent network.
  • Airwallex - Airwallex is an Australian-founded business fintech for global accounts, payments and spend management.
  • Alex Johnson - Alex Johnson is the founder of Fintech Takes, a widely read fintech newsletter and podcast; he is active on X as @AlexH_Johnson.
  • Alexandre Prot - Alexandre Prot is co-founder and CEO of Qonto, the Paris-based European business neobank.
  • Ali Niknam - Ali Niknam is founder and CEO of Bunq, the Amsterdam-based licensed Dutch neobank.
Categories: Financial technology · Sweden neobanks · Payment platforms · Consumer neobanks · Companies founded in 2005
Published Last updated By neobank.wiki contributorsMarkdown for AIllms.txt