Category: Payment platforms

Accrue is a Ghana- and Nigeria-rooted fintech that moves money across Africa and the US using a stablecoin agent network.

Airwallex is an Australian-founded business fintech for global accounts, payments and spend management.

Axra is a licensed payments and embedded-banking platform combining messaging-native USD accounts with a BaaS API for Africa.

Azza is a WhatsApp-native crypto wallet and on/off-ramp that lets Africans buy, sell and send stablecoins inside chat.

Cash App is a U.S. mobile payments and banking-adjacent app from Block, Inc., offering P2P transfers, a debit card, investing and Bitcoin.

Chipper Cash is a pan-African payments and consumer finance app offering cross-border transfers, cards, crypto and investing.

Doux is a multi-currency consumer app that holds USD, EUR, GBP and NGN alongside crypto, with Visa/Mastercard spend.

Eversend is a multi-currency account and cross-border payments app built for people and businesses connected to Africa.

Evolution (formerly Cryptonia) is a Nigerian global-payments app for freelancers, with USD/EUR accounts, stablecoins and virtual cards.

GCash is a Philippine mobile wallet and digital finance app operated by Mynt, and one of Southeast Asia's largest fintech platforms by users.

Juicyway is a multi-currency payments platform that lets individuals and businesses send, receive and hold USD, NGN and other currencies.

Karsa is a Y Combinator-backed stablecoin neobank offering global dollar accounts and cards for emerging-market users.

KAST is a Singapore-associated stablecoin neobank for storing, sending and spending digital dollars via partner-issued Visa cards.

Klarna is a Swedish buy-now-pay-later and financial services company expanding into banking-like products.

Kolan is a Global South finance app combining USD/EUR/GBP receive accounts with virtual cards, crypto trading and prediction markets.

M-Pesa is a pioneering mobile-money service launched in Kenya that transformed payments and remittances across parts of Africa.

Maya is a Philippine digital bank and wallet (formerly PayMaya) competing with GCash in consumer fintech.

Mercado Pago is Mercado Libre's Latin American digital payments, wallet and credit platform, one of the region's largest fintechs by users.

Nala is a cross-border payments and multi-currency account fintech focused on corridors into Africa and beyond.

NectarFi (Nectar Finance) is a Solana-based non-custodial app combining virtual accounts, cards, trading and on-chain credit scoring.

OPay is a Nigerian fintech offering mobile payments, agent networks and financial services across Africa.

Papara is a Turkish digital finance app offering wallets, cards and payments.

Payoneer is a cross-border payments company providing receiving accounts and payouts for freelancers and businesses.

PayPal is a global digital payments company offering wallets, checkout, and adjacent banking and crypto products.

Paytm is an Indian digital payments and financial services company that built a wallet and UPI franchise and launched Paytm Payments Bank.

Payy is a privacy-focused non-custodial stablecoin wallet and network that sends money via payment links with zero fees.

PhonePe is an Indian digital payments and financial services company and one of the largest UPI apps by users and transaction share.

RedotPay is a Hong Kong stablecoin payments fintech offering crypto cards, wallets and global payouts; it is not a bank.

Remitly is a U.S.-based digital remittance company moving money across international corridors.

Roam is a Maplerad-powered app giving Africans named USD bank accounts and stablecoin inflows with local cash-out.

Stripe is an American payments and financial infrastructure company used by internet businesses worldwide.

SurgePay is a Stellar-based borderless money app for African professionals, offering wallets, remittances and virtual USD cards.

Venmo is a U.S. peer-to-peer payments app owned by PayPal, with a debit card and business profiles.

Whop is an American marketplace platform for digital products, communities and creator commerce with payments.

Wise is a British fintech offering multi-currency accounts and low-cost international transfers.

World (World App / World Network) is a Tools for Humanity project combining digital identity with a consumer crypto wallet.

X is the social platform formerly known as Twitter; under Elon Musk it launched X Money, a U.S. payments and banking-adjacent service inside the app.