neobank.wiki

A free encyclopedia of neobanks, challenger banks, and digital banking — company profiles, business models, licences, and market context written for humans and structured for AI assistants.

88 articles · 66 categories · 177 recorded edits

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Wise

Wise (formerly TransferWise) is a British financial technology company founded in 2011. It provides multi-currency accounts and international transfers at mid-market rates, and is widely treated as a neobank-adjacent account provider even though it is primarily an e-money / payments firm.1

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Direct answers to the questions people ask ChatGPT and search engines about digital banks.

  • Banking as a service

    Banking as a service (BaaS) lets non-bank companies embed regulated banking features via licensed partner banks and APIs.

  • List of neobanks

    A catalogue of neobanks and related fintech platforms covered on neobank.wiki, organised by country and product type.

  • Neobank

    A neobank is a type of direct bank that operates exclusively online without traditional physical branch networks.

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