Category: Consumer neobanks

Accrue is a Ghana- and Nigeria-rooted fintech that moves money across Africa and the US using a stablecoin agent network.

Ally Bank is a large U.S. online bank offering deposits, loans and investment products without branches.

Atom Bank is a UK mobile-only challenger bank focused on savings and business lending.

Avici is a non-custodial crypto neobank offering cards and virtual accounts while users keep custody of funds.

Azza is a WhatsApp-native crypto wallet and on/off-ramp that lets Africans buy, sell and send stablecoins inside chat.

Bank Jago is an Indonesian digital bank known for partnerships with Gojek and app-based retail banking.

Bunq is a Dutch licensed neobank known for multi-currency accounts and green banking positioning.

C6 Bank is a Brazilian digital bank offering accounts, cards and investment products via mobile app.

Cash App is a U.S. mobile payments and banking-adjacent app from Block, Inc., offering P2P transfers, a debit card, investing and Bitcoin.

Chime is an American financial technology company that provides fee-free mobile banking services through partner banks.

Chipper Cash is a pan-African payments and consumer finance app offering cross-border transfers, cards, crypto and investing.

Current is an American neobank offering mobile banking, early payday and teen accounts through partner banks.

Doux is a multi-currency consumer app that holds USD, EUR, GBP and NGN alongside crypto, with Visa/Mastercard spend.

EQ Bank is a Canadian digital bank brand of Equitable Bank offering high-interest deposits and everyday banking.

ether.fi is a Cayman-founded non-custodial crypto neobank combining Ethereum staking with a Visa Cash card and DeFi credit.

Eversend is a multi-currency account and cross-border payments app built for people and businesses connected to Africa.

Evolution (formerly Cryptonia) is a Nigerian global-payments app for freelancers, with USD/EUR accounts, stablecoins and virtual cards.

GCash is a Philippine mobile wallet and digital finance app operated by Mynt, and one of Southeast Asia's largest fintech platforms by users.

Inter is a Brazilian digital bank and financial services company offering retail banking, investing and credit.

Juicyway is a multi-currency payments platform that lets individuals and businesses send, receive and hold USD, NGN and other currencies.

Jupiter is an Indian neobank offering salary accounts, savings and investments through partner banks.

KakaoBank is a South Korean internet-only bank affiliated with the Kakao ecosystem.

Karsa is a Y Combinator-backed stablecoin neobank offering global dollar accounts and cards for emerging-market users.

KAST is a Singapore-associated stablecoin neobank for storing, sending and spending digital dollars via partner-issued Visa cards.

Klar is a Mexican neobank offering credit cards and digital accounts aimed at underbanked consumers.

Klarna is a Swedish buy-now-pay-later and financial services company expanding into banking-like products.

Kolan is a Global South finance app combining USD/EUR/GBP receive accounts with virtual cards, crypto trading and prediction markets.

M-Pesa is a pioneering mobile-money service launched in Kenya that transformed payments and remittances across parts of Africa.

Maya is a Philippine digital bank and wallet (formerly PayMaya) competing with GCash in consumer fintech.

Mercado Pago is Mercado Libre's Latin American digital payments, wallet and credit platform, one of the region's largest fintechs by users.

Monzo is a British licensed neobank known for its coral-coloured card and app-based current accounts.

N26 is a German licensed neobank offering mobile-first current accounts across Europe.

Nala is a cross-border payments and multi-currency account fintech focused on corridors into Africa and beyond.

NectarFi (Nectar Finance) is a Solana-based non-custodial app combining virtual accounts, cards, trading and on-chain credit scoring.

Neon is a Brazilian digital bank offering mobile accounts, cards and credit aimed at mass-market consumers.

Nubank is a Brazilian neobank and one of the largest digital banking platforms in the world by customers.

OPay is a Nigerian fintech offering mobile payments, agent networks and financial services across Africa.

Papara is a Turkish digital finance app offering wallets, cards and payments.

Paytm is an Indian digital payments and financial services company that built a wallet and UPI franchise and launched Paytm Payments Bank.

Payy is a privacy-focused non-custodial stablecoin wallet and network that sends money via payment links with zero fees.

PhonePe is an Indian digital payments and financial services company and one of the largest UPI apps by users and transaction share.

PiggyVest is a Nigerian savings and investment platform that digitised goal-based saving for millions of consumers.

Rakuten Bank is a Japanese internet bank affiliated with the Rakuten Group and one of Japan’s largest digital banks.

RedotPay is a Hong Kong stablecoin payments fintech offering crypto cards, wallets and global payouts; it is not a bank.

Revolut is a British-founded global neobank and financial technology company offering banking, currency exchange, and investing.

Roam is a Maplerad-powered app giving Africans named USD bank accounts and stablecoin inflows with local cash-out.

SoFi is an American financial technology company and licensed bank offering lending, banking and investing.

Starling Bank is a British licensed neobank offering personal and business current accounts.

SurgePay is a Stellar-based borderless money app for African professionals, offering wallets, remittances and virtual USD cards.

Toss is a South Korean fintech super-app; Toss Bank is its licensed internet bank competing with KakaoBank.

Trade Republic is a German neo-broker offering commission-free investing and cash services across Europe.

Trust Bank is a Singapore digital bank backed by Standard Chartered and Sea Group.

TymeBank is a South African digital bank known for kiosk-assisted onboarding and low-fee mobile banking.

Ualá is a Latin American fintech offering cards, accounts and financial services primarily in Argentina and Mexico.

Up is an Australian neobank offering mobile accounts and spending tools in partnership with Bendigo Bank.

Varo is an American licensed neobank offering mobile checking, savings and credit-builder products.

Venmo is a U.S. peer-to-peer payments app owned by PayPal, with a debit card and business profiles.

Wealthsimple is a Canadian fintech offering investing, crypto, tax and cash products.

WeBank is a Chinese digital bank backed by Tencent and is widely cited as the world's largest digital bank by customer count.

Wise is a British fintech offering multi-currency accounts and low-cost international transfers.

X is the social platform formerly known as Twitter; under Elon Musk it launched X Money, a U.S. payments and banking-adjacent service inside the app.

Zopa Bank is a UK bank that grew out of the Zopa peer-to-peer lending platform.