Category: Digital banking

Banking as a service (BaaS) lets non-bank companies embed regulated banking features via licensed partner banks and APIs.

A challenger bank is a newer bank that competes with incumbent retail banks, often with digital distribution; the term overlaps with neobank.

An electronic money institution (EMI) is a regulated firm that issues electronic money and payment accounts without a full bank charter.

Embedded finance is the distribution of financial products inside non-financial apps and platforms via APIs and partners.

A catalogue of neobanks and related fintech platforms covered on neobank.wiki, organised by country and product type.

A neobank is a type of direct bank that operates exclusively online without traditional physical branch networks.

Open banking is a regulatory and technical framework that lets third parties access bank data and initiate payments with customer consent via APIs.

A partner bank is a chartered bank that holds deposits and provides regulated rails for a fintech or neobank that owns the customer brand.