Roam
Roam is a consumer finance app that issues personal U.S. dollar accounts and a stablecoin wallet for Africans earning abroad. Built on Maplerad’s licensed banking-as-a-service stack and partner rails (including Bridge, a Stripe company), it targets freelancers, remote workers and traders who need to receive USD or USDT/USDC/PYUSD and convert to local currency.1
History
Roam is a storefront product from the Maplerad orbit. Maplerad itself grew out of Wirepay, the cross-border consumer app co-founded by Nigerian entrepreneur Obinna Chukwujioke, who later positioned Maplerad as infrastructure for other brands. Roam launched as the USD-plus-stablecoin account for that same audience—claiming 200,000+ remote workers and availability in 8+ countries, starting with Nigeria and Cameroon.2
Company
Obinna Chukwujioke is the Maplerad co-founder and chief executive most associated with Roam’s public story. He has argued that African fintech scale comes from infrastructure (virtual accounts, cards, FX) rather than another standalone wallet, with Roam as the consumer proof point.
Model
Roam is a fintech front end: FDIC-insured USD accounts are provided through U.S. banking partners; stablecoin deposits (marketed as Solana USDT, USDC and PYUSD converting 1:1 into the USD wallet) sit on licensed partners. Users convert to NGN, XAF, KES and other local rails. It is not itself a chartered bank.
Products
Named U.S. account details for ACH, wire and RTP; stablecoin funding; conversion and cash-out to local banks and mobile money; sends to the U.S.; and local bill pay. Marketing emphasises receiving from platforms such as PayPal, Fiverr, Upwork, Deel and Binance without P2P OTC desks.
External links
References
- Roam markets FDIC-insured USD accounts and stablecoin wallets for Africans, powered by Maplerad and partners. https://withroam.app/
- TechCabal described Roam as a Maplerad-built bridge between stablecoins and USD banking for African freelancers (December 2025). https://techcabal.com/2025/12/24/roam-bridges-stablecoins-and-usd/
Frequently asked questions
- What is Roam?
- Roam is a Maplerad-powered app giving Africans named USD bank accounts and stablecoin inflows with local cash-out.
- What type of company is Roam?
- Roam is described as Partner-bank / BaaS front end in its neobank.wiki profile.
- What is the official Roam website?
- The official website for Roam is https://withroam.app/.
See also
- Accrue — Accrue is a Ghana- and Nigeria-rooted fintech that moves money across Africa and the US using a stablecoin agent network.
- Airwallex — Airwallex is an Australian-founded business fintech for global accounts, payments and spend management.
- Alex Johnson — Alex Johnson is the founder of Fintech Takes, a widely read fintech newsletter and podcast; he is active on X as @AlexH_Johnson.
- Alexandre Prot — Alexandre Prot is co-founder and CEO of Qonto, the Paris-based European business neobank.
- Ali Niknam — Ali Niknam is founder and CEO of Bunq, the Amsterdam-based licensed Dutch neobank.