# Roam

> Roam is a Maplerad-powered app giving Africans named USD bank accounts and stablecoin inflows with local cash-out.

Source: https://www.neobank.wiki/wiki/roam
Last updated: 2026-08-12
Categories: Financial technology, Nigeria neobanks, Payment platforms, Consumer neobanks, Partner-bank neobanks, Companies founded in 2025

**Roam** is a consumer finance app that issues personal U.S. dollar accounts and a stablecoin wallet for Africans earning abroad. Built on **Maplerad**’s licensed [banking-as-a-service](/wiki/banking-as-a-service) stack and partner rails (including Bridge, a Stripe company), it targets freelancers, remote workers and traders who need to receive USD or USDT/USDC/PYUSD and convert to local currency.[^ro1]

## History

Roam is a storefront product from the Maplerad orbit. Maplerad itself grew out of **Wirepay**, the cross-border consumer app co-founded by Nigerian entrepreneur **Obinna Chukwujioke**, who later positioned Maplerad as infrastructure for other brands. Roam launched as the USD-plus-stablecoin account for that same audience—claiming 200,000+ remote workers and availability in 8+ countries, starting with Nigeria and Cameroon.[^ro2]

## Company

**Obinna Chukwujioke** is the Maplerad co-founder and chief executive most associated with Roam’s public story. He has argued that African fintech scale comes from infrastructure (virtual accounts, cards, FX) rather than another standalone wallet, with Roam as the consumer proof point.

## Model

Roam is a fintech front end: FDIC-insured USD accounts are provided through U.S. banking partners; stablecoin deposits (marketed as Solana USDT, USDC and PYUSD converting 1:1 into the USD wallet) sit on licensed partners. Users convert to NGN, XAF, KES and other local rails. It is not itself a chartered bank.

## Products

Named U.S. account details for ACH, wire and RTP; stablecoin funding; conversion and cash-out to local banks and mobile money; sends to the U.S.; and local bill pay. Marketing emphasises receiving from platforms such as PayPal, Fiverr, Upwork, Deel and Binance without P2P OTC desks.

## External links

- [Roam official website](https://withroam.app/)

## Infobox

- **Type**: Product (Maplerad)
- **Launched**: c. 2025
- **Associated founder**: Obinna Chukwujioke
- **Infrastructure**: Maplerad / Bridge
- **Focus**: USD account / stablecoins
- **Model**: Partner-bank / BaaS front end
- **X**: @roamapp
- **Website**: [withroam.app](https://withroam.app/)

## Frequently asked questions

### What is Roam?

Roam is a Maplerad-powered app giving Africans named USD bank accounts and stablecoin inflows with local cash-out.

### What type of company is Roam?

Roam is described as Partner-bank / BaaS front end in its neobank.wiki profile.

### What is the official Roam website?

The official website for Roam is https://withroam.app/.


## References

[^ro1]: Roam markets FDIC-insured USD accounts and stablecoin wallets for Africans, powered by Maplerad and partners. — https://withroam.app/
[^ro2]: TechCabal described Roam as a Maplerad-built bridge between stablecoins and USD banking for African freelancers (December 2025). — https://techcabal.com/2025/12/24/roam-bridges-stablecoins-and-usd/