Kristo Käärmann

Kristo Käärmann is co-founder and chief executive officer of Wise. An Estonian entrepreneur and former Deloitte consultant, he co-founded TransferWise after personal frustration with bank FX fees.1

Career

With Taavet Hinrikus, Käärmann built Wise into a public multi-currency account and remittance company operating under EMI-style licences—often compared with neobanks for its consumer money app while remaining payments-first.

Wise

Kristo Käärmann is principally associated with Wise. See that article for products, licensing and market context.

References

  1. Kristo Käärmann is a founder of Wise, covered on neobank.wiki. https://neobank.wiki/wiki/wise

Frequently asked questions

What is Kristo Käärmann?
Kristo Käärmann is co-founder and CEO of Wise (formerly TransferWise).

See also

  • AirwallexAirwallex is an Australian-founded business fintech for global accounts, payments and spend management.
  • Alex JohnsonAlex Johnson is the founder of Fintech Takes, a widely read fintech newsletter and podcast; he is active on X as @AlexH_Johnson.
  • Alexandre ProtAlexandre Prot is co-founder and CEO of Qonto, the Paris-based European business neobank.
  • Ali NiknamAli Niknam is founder and CEO of Bunq, the Amsterdam-based licensed Dutch neobank.
  • Ally BankAlly Bank is a large U.S. online bank offering deposits, loans and investment products without branches.
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