# Whop

> Whop is an American marketplace platform for digital products, communities and creator commerce with payments.

Source: https://www.neobank.wiki/wiki/whop
Last updated: 2026-08-11
Categories: Financial technology, United States fintech, Marketplace platforms, Payment platforms

**Whop** is an American marketplace where creators sell access to digital products, communities, software and courses. Payments and payouts are core to the product, placing Whop in the commerce-fintech layer around [neobank](/wiki/neobank) and payment rails.[^whop1]

## History

Whop grew as a hub for paid group access and digital goods, bundling discovery, checkout and seller tooling into one marketplace.

## Founders

**Steven Schwartz** is co-founder and chief executive officer of [Whop](/wiki/whop), the New York-based marketplace for digital products, memberships and creator commerce. Schwartz met co-founder Cameron Zoub as teenagers in sneaker-reselling communities, built bots and early ventures, studied at NYU Stern, and launched Whop in 2021 after graduating—bundling discovery, checkout and access control for paid digital goods.

**Cameron Zoub** is co-founder of Whop, partnering with Schwartz from the sneaker-bot era into the marketplace thesis. **Jack Sharkey** is co-founder and chief technology officer, the software engineer who helped build Whop's platform for subscriptions, communities and seller payouts at the intersection of social commerce and payments fintech.

## Reception

Whop grew quickly as a marketplace for digital products and paid communities, bundling commerce and payments for creators. It is commerce-fintech infrastructure rather than a deposit [neobank](/wiki/neobank).

## Products

Storefronts for digital offerings, subscriptions, access control for communities and payment flows for buyers and sellers.

## Infobox

- **Founded**: 2021
- **Founders**: Steven Schwartz, Cameron Zoub, Jack Sharkey
- **Type**: Private
- **Headquarters**: New York, U.S.
- **Focus**: Creator marketplace / payments

## Frequently asked questions

### What is Whop?

Whop is an American marketplace platform for digital products, communities and creator commerce with payments.

### When was Whop founded?

Whop was founded in 2021.

### Where is Whop headquartered?

Whop is headquartered in New York, U.S..

### Who founded Whop?

Whop was founded by Steven Schwartz, Cameron Zoub, Jack Sharkey.

### What type of company is Whop?

Whop is described as Private in its neobank.wiki profile.


## References

[^whop1]: Whop operates a digital marketplace; it is not a licensed bank.