# Tide

> Tide is a British business neobank offering SME current accounts, cards and bookkeeping tools.

Source: https://www.neobank.wiki/wiki/tide
Last updated: 2026-08-11
Categories: Financial technology, United Kingdom neobanks, Partner-bank neobanks, Business neobanks, Companies founded in 2015

**Tide** is a British business [neobank](/wiki/neobank) founded in 2015 and headquartered in London. It provides current accounts, expense cards and administrative tools for freelancers and small businesses, working with banking partners for deposit holding.[^tide1]

## History

Tide launched to simplify SME banking in the UK, competing with high-street business accounts on speed of onboarding and app-native expense management. It later expanded product depth around invoicing and bookkeeping integrations.

## Founders

**George Bevis** founded [Tide](/wiki/tide), the UK business [neobank](/wiki/neobank), in 2015 to remove financial admin friction for freelancers and small companies. A former product and innovation leader at Zopa, Barclaycard, RBS and Capital One, Bevis launched Tide as a mobile-first business current account and expense platform, partnering with licensed banks rather than holding a full deposit charter himself.

**Oliver Prill** joined as chief executive in 2018 to scale Tide. A German-born financial-services executive, Prill expanded membership (including significant UK SME market share) and international footprints such as India while Tide remained structured as a partner-bank / e-money business banking platform competing with [Starling Bank](/wiki/starling-bank) and [Qonto](/wiki/qonto).

## SME platform model

Tide focuses exclusively on freelancers and small businesses, bundling business accounts with expense categorisation, invoicing and admin tools. In the UK it partners with licensed banks (such as ClearBank) rather than holding a full deposit-taking charter itself, while expanding internationally including India.

## Reception

Tide is often grouped with [Starling Bank](/wiki/starling-bank) and [Qonto](/wiki/qonto) in European SME digital banking. Coverage highlights membership scale in the UK SME market and the strategic hire of Oliver Prill to professionalise growth after founder George Bevis's launch phase.

## Products

Tide offers business current accounts, debit cards, expense categorisation, invoicing support and membership tiers. It is often grouped with [Starling Bank](/wiki/starling-bank) and [Qonto](/wiki/qonto) as a digital SME banking brand.

## Infobox

- **Type**: Private
- **Founded**: 2015
- **Founder**: George Bevis
- **Headquarters**: London, United Kingdom
- **Focus**: SME / freelancers
- **Model**: Partner-bank neobank

## Frequently asked questions

### What is Tide?

Tide is a British business neobank offering SME current accounts, cards and bookkeeping tools.

### When was Tide founded?

Tide was founded in 2015.

### Where is Tide headquartered?

Tide is headquartered in London, United Kingdom.

### Who founded Tide?

Tide was founded by George Bevis.

### What type of company is Tide?

Tide is described as Partner-bank neobank in its neobank.wiki profile.


## References

[^tide1]: Tide provides business banking services in partnership with licensed banks. — https://www.tide.co/about/