# Stripe

> Stripe is an American payments and financial infrastructure company used by internet businesses worldwide.

Source: https://www.neobank.wiki/wiki/stripe
Last updated: 2026-08-11
Categories: Financial technology, United States fintech, Payment platforms, Companies founded in 2010

**Stripe** is an American financial technology company founded in 2010. It provides payment processing, billing, payouts and embedded financial products that many [neobanks](/wiki/neobank) and marketplaces rely on as infrastructure rather than as a consumer bank brand.[^st1]

## History

Founded by Patrick and John Collison, Stripe grew by making card acceptance and online checkout simple for developers. It expanded into global payments, treasury, issuing and capital products for platforms.

## Founders

**Patrick Collison** is co-founder and chief executive officer of [Stripe](/wiki/stripe). Born in Ireland, he co-founded Stripe in 2010 with his brother John after earlier teenage entrepreneurship (including auction software Croma). Patrick has led Stripe's expansion from developer-friendly card payments into a global financial infrastructure platform spanning Billing, Connect, Issuing, Treasury and capital products used by internet businesses and many fintechs.

**John Collison** is co-founder and president of Stripe. Together the Collison brothers—often cited among Europe's most successful technology emigrés to Silicon Valley—built Stripe into one of the world's most valuable private financial technology companies by obsessing over API quality and reducing the friction of accepting payments online.

## Role in the neobank stack

Stripe rarely competes as a consumer [neobank](/wiki/neobank); instead it supplies payments, issuing, treasury and capital APIs that marketplaces and fintechs embed. Many digital banks and wallets rely on similar infrastructure layers for cards and money movement.

## Products

Products include Payments, Billing, Connect (marketplace payouts), Issuing, Treasury and related APIs. Stripe partners with banks for regulated money movement and does not market itself as a retail neobank.

## Infobox

- **Type**: Private
- **Founded**: 2010
- **Founders**: Patrick Collison, John Collison
- **Headquarters**: San Francisco, U.S.
- **Focus**: Payments infrastructure

## Frequently asked questions

### What is Stripe?

Stripe is an American payments and financial infrastructure company used by internet businesses worldwide.

### When was Stripe founded?

Stripe was founded in 2010.

### Where is Stripe headquartered?

Stripe is headquartered in San Francisco, U.S..

### Who founded Stripe?

Stripe was founded by Patrick Collison, John Collison.

### What type of company is Stripe?

Stripe is described as Private in its neobank.wiki profile.


## References

[^st1]: Stripe provides financial infrastructure for businesses; banking features are offered with licensed partners.