# Ryan King

> Ryan King is co-founder and CTO of Chime, the U.S. partner-bank neobank.

Source: https://www.neobank.wiki/wiki/ryan-king
Last updated: 2026-08-11
Categories: Financial technology, Fintech founders, People in fintech, Neobank founders

**Ryan King** is co-founder and chief technology officer of [Chime](/wiki/chime). He built Chime's mobile-first account experience and systems behind early-payday credit and fraud controls alongside [Chris Britt](/wiki/chris-britt).[^fn1]

## Career

As Chime's technology lead from the beginning, King scaled the engineering organisation behind spending accounts, SpotMe-style overdraft coverage, savings round-ups and the partner-bank integrations that define Chime's [BaaS](/wiki/banking-as-a-service) model.

## Chime

Ryan King is principally associated with [Chime](/wiki/chime). See that article for products, licensing and market context.

## Infobox

- **Occupation**: Fintech founder
- **Known for**: Chime CTO / co-founder
- **Company**: Chime
- **Founded company**: 2013
- **Associated HQ**: San Francisco, U.S.

## Frequently asked questions

### What is Ryan King?

Ryan King is co-founder and CTO of Chime, the U.S.


## References

[^fn1]: Ryan King is a founder of Chime, covered on neobank.wiki. — https://neobank.wiki/wiki/chime