# Neon

> Neon is a Brazilian digital bank offering mobile accounts, cards and credit aimed at mass-market consumers.

Source: https://www.neobank.wiki/wiki/neon
Last updated: 2026-08-11
Categories: Financial technology, Brazil neobanks, Licensed neobanks, Consumer neobanks, Companies founded in 2016

**Neon** is a Brazilian [neobank](/wiki/neobank) that provides mobile current accounts, cards and credit. It is frequently ranked among Brazil’s largest digital banks by customers, competing with [Nubank](/wiki/nubank), [Inter](/wiki/inter) and [C6 Bank](/wiki/c6-bank).[^n1]

## History

Neon launched in the mid-2010s as Brazil’s digital-banking wave accelerated. Backed by international investors, it scaled a free or low-fee account proposition and later deepened credit and card products for mass-market Brazilians.[^n2]

## Founders

Neon was co-founded by entrepreneurs including **Pedro Padilha** and partners who built the brand around simple mobile banking for customers poorly served by branch-heavy incumbents.

## Licence

Neon operates under Brazilian financial licences appropriate to deposit accounts and lending, positioning as a licensed digital bank rather than a pure payment wallet like [Mercado Pago](/wiki/mercado-pago).

## Products

Core products include digital accounts, debit cards, credit cards, personal loans and PIX payments integrated into a smartphone app.

## Infobox

- **Type**: Private
- **Founded**: 2016
- **Headquarters**: São Paulo, Brazil
- **Model**: Licensed digital bank

## Frequently asked questions

### What is Neon?

Neon is a Brazilian digital bank offering mobile accounts, cards and credit aimed at mass-market consumers.

### When was Neon founded?

Neon was founded in 2016.

### Where is Neon headquartered?

Neon is headquartered in São Paulo, Brazil.

### What type of company is Neon?

Neon is described as Licensed digital bank in its neobank.wiki profile.


## References

[^n1]: Neon is a Brazilian digital bank focused on mass-market mobile accounts. — https://neon.com.br/
[^n2]: Neon grew during Brazil’s mid-2010s digital banking boom. — https://neon.com.br/