# NectarFi

> NectarFi (Nectar Finance) is a Solana-based self-custodial app combining virtual accounts, cards, trading and on-chain credit scoring.

Source: https://www.neobank.wiki/wiki/nectarfi
Last updated: 2026-08-12
Categories: Financial technology, Nigeria neobanks, Payment platforms, Consumer neobanks, Cryptocurrency companies

**NectarFi** (also branded **Nectar Finance**) is a self-custodial financial app that packages virtual USD/EUR accounts, Visa spend, crypto and tokenised-stock trading, and an on-chain “trust score” for Global South users. It was co-founded by **Felix Daniel** and **Stephanie Okeke**, raised a $170,000 pre-seed, and opened publicly after a private beta across Africa, Latin America and Southeast Asia.[^nf1]

## History

During private access NectarFi reported 1,000+ users in eight countries (including Nigeria, Kenya, South Africa, Ghana, Brazil and Indonesia) and about $7.2 million in volume. Public launch coverage in 2026 framed the product as a unified crypto-plus-banking interface on Solana, with partners such as Raincards, Jupiter, Privy, Ondo and Perena.[^nf2]

## Founders

**Felix Daniel** is founder and chief executive officer.

**Stephanie Okeke** is co-founder. Together they positioned NectarFi around portable on-chain credit for people excluded from traditional bureaus.

## Model

NectarFi is explicitly not a bank: assets sit in user-controlled smart contracts rather than on the company’s balance sheet. Fiat on-ramps (Nigerian bank transfer, Brazil PIX, Southeast Asian scan-to-pay, SWIFT) and cards are provided through partners. The thesis is self-custody with a familiar account/card UX.

## Products

Self-custodial wallet; virtual US and EUR accounts; Visa cards; gasless crypto trading and tokenised equities; P2P payments; and an on-chain credit/trust score intended to unlock borrowing later.

## External links

- [NectarFi official website](https://nectarfi.finance/)

## Infobox

- **Type**: Private
- **Founders**: Felix Daniel, Stephanie Okeke
- **Focus**: Self-custody crypto neobank
- **Chain**: Solana
- **Model**: Self-custodial / partner rails
- **X**: @Nectar_finance
- **Website**: [nectarfi.finance](https://nectarfi.finance/)

## Frequently asked questions

### What is NectarFi?

NectarFi (Nectar Finance) is a Solana-based self-custodial app combining virtual accounts, cards, trading and on-chain credit scoring.

### Who founded NectarFi?

NectarFi was founded by Felix Daniel, Stephanie Okeke.

### What type of company is NectarFi?

NectarFi is described as Self-custodial / partner rails in its neobank.wiki profile.

### What is the official NectarFi website?

The official website for NectarFi is https://nectarfi.finance/.


## References

[^nf1]: NectarFi is a self-custodial financial platform offering accounts, cards and on-chain identity features. — https://nectarfi.finance/
[^nf2]: Launch coverage cited a $170,000 pre-seed, private-beta volume of $7.2 million and partners including Raincards and Jupiter. — https://techbuild.africa/nectarfi-170k-pre-seed-in-crypto-markets/