# Mike Cagney

> Mike Cagney co-founded SoFi and led it from student-loan refinancing into a diversified consumer fintech.

Source: https://www.neobank.wiki/wiki/mike-cagney
Last updated: 2026-08-11
Categories: Financial technology, Fintech founders, People in fintech, Neobank founders

**Mike Cagney** is co-founder and early chief executive of [SoFi](/wiki/sofi). He founded Social Finance at Stanford GSB with classmates in 2011 and left the company in 2018.[^fn1]

## Career

Under Cagney, SoFi expanded from alumni-network lending into personal loans, mortgages and investing. Later leadership under Anthony Noto completed a U.S. national bank charter in 2022 (NASDAQ: SOFI).

## SoFi

Mike Cagney is principally associated with [SoFi](/wiki/sofi). See that article for products, licensing and market context.

## Infobox

- **Occupation**: Fintech founder
- **Known for**: SoFi co-founder / early CEO
- **Company**: SoFi
- **Founded company**: 2011
- **Associated HQ**: United States

## Frequently asked questions

### What is Mike Cagney?

Mike Cagney co-founded SoFi and led it from student-loan refinancing into a diversified consumer fintech.


## References

[^fn1]: Mike Cagney is a founder of SoFi, covered on neobank.wiki. — https://neobank.wiki/wiki/sofi