# List of neobanks

> A catalogue of neobanks and related fintech platforms covered on neobank.wiki, organised by country and product type.

Source: https://www.neobank.wiki/wiki/list-of-neobanks
Last updated: 2026-08-11
Categories: Financial technology, Banking, Digital banking, Lists

This page lists [neobanks](/wiki/neobank) and related financial platforms covered on neobank.wiki.[^scope] Classic deposit neobanks are grouped by home-market country; payment, brokerage, crypto and self-custody products appear under **Related platforms**.

## How to read this list

- **Licensed** — the company holds (or operates under) its own banking charter or equivalent deposit-taking licence.
- **Partner-bank** — deposits sit with a chartered partner; the brand owns the customer experience (often via [banking as a service](/wiki/banking-as-a-service)).
- **Consumer / business / super-app** — primary customer focus; super-apps bundle banking with investing, insurance or commerce.
- **Related platforms** — payments, brokerages, exchanges and self-custody apps included for ecosystem context (not all are banks).

## United States

- [Ally Bank](/wiki/ally-bank) — licensed online bank
- [Brex](/wiki/brex) — partner-bank, business cards / banking
- [Cash App](/wiki/cash-app) — partner-bank, consumer payments
- [Chime](/wiki/chime) — partner-bank, consumer
- [Current](/wiki/current) — partner-bank, consumer
- [Mercury](/wiki/mercury) — partner-bank, business
- [Novo](/wiki/novo) — partner-bank, business
- [Remitly](/wiki/remitly) — remittances
- [Slash](/wiki/slash) — partner-bank, business
- [SoFi](/wiki/sofi) — licensed, consumer / super-app
- [Varo](/wiki/varo) — licensed, consumer
- [Venmo](/wiki/venmo) — P2P payments (PayPal)
- [X](/wiki/x) — social → **X Money** (partner-bank payments)

## United Kingdom

- [Atom Bank](/wiki/atom-bank) — licensed, savings / lending
- [Monzo](/wiki/monzo) — licensed, consumer
- [Nala](/wiki/nala) — remittance / multi-currency
- [Revolut](/wiki/revolut) — licensed, super-app
- [Starling Bank](/wiki/starling-bank) — licensed, consumer / business
- [Tide](/wiki/tide) — partner-bank, business
- [Wise](/wiki/wise) — multi-currency account / EMI
- [Zopa Bank](/wiki/zopa-bank) — licensed, consumer lending / deposits

## Germany

- [N26](/wiki/n26) — licensed, consumer
- [Trade Republic](/wiki/trade-republic) — neo-broker / investing

## Netherlands

- [Bunq](/wiki/bunq) — licensed, consumer

## France

- [Qonto](/wiki/qonto) — licensed / e-money, business

## Sweden

- [Klarna](/wiki/klarna) — BNPL / consumer finance

## Brazil

- [C6 Bank](/wiki/c6-bank) — licensed, consumer
- [Inter](/wiki/inter) — licensed, digital bank
- [Mercado Pago](/wiki/mercado-pago) — wallet / payments / credit (Mercado Libre)
- [Neon](/wiki/neon) — licensed, consumer
- [Nubank](/wiki/nubank) — licensed, super-app

## Mexico

- [Klar](/wiki/klar) — partner-bank, consumer
- [Mercado Pago](/wiki/mercado-pago) — wallet / payments / credit
- [Nubank](/wiki/nubank) also operates in Mexico
- [Ualá](/wiki/uala) — also operates in Mexico

## Argentina

- [Mercado Pago](/wiki/mercado-pago) — wallet / payments / credit
- [Ualá](/wiki/uala) — cards / accounts

## China

- [WeBank](/wiki/webank) — licensed internet bank (Tencent-backed)

## India

- [Jupiter](/wiki/jupiter) — partner-bank, consumer
- [Paytm](/wiki/paytm) — payments / payments bank
- [PhonePe](/wiki/phonepe) — UPI payments / financial services

## Japan

- [Rakuten Bank](/wiki/rakuten-bank) — licensed internet bank

## Philippines

- [GCash](/wiki/gcash) — mobile wallet / digital finance (Mynt)
- [Maya](/wiki/maya) — digital bank / wallet

## Indonesia

- [Bank Jago](/wiki/bank-jago) — licensed digital bank (Gojek ecosystem)

## Singapore

- [Trust Bank](/wiki/trust-bank) — licensed digital bank (Standard Chartered × Sea)

## South Korea

- [KakaoBank](/wiki/kakaobank) — licensed, consumer
- [Toss](/wiki/toss) — super-app / Toss Bank

## Turkey

- [Papara](/wiki/papara) — wallet / cards

## Canada

- [EQ Bank](/wiki/eq-bank) — licensed digital bank brand
- [Wealthsimple](/wiki/wealthsimple) — investing / cash

## South Africa

- [TymeBank](/wiki/tymebank) — licensed digital bank

## Nigeria

- [OPay](/wiki/opay) — payments / agent banking

## Kenya

- [M-Pesa](/wiki/m-pesa) — mobile money (Safaricom)

## Australia

- [Airwallex](/wiki/airwallex) — business global payments
- [Up](/wiki/up) — partner-bank, consumer

## Concepts

- [Banking as a service](/wiki/banking-as-a-service)
- [Challenger bank](/wiki/challenger-bank)
- [Electronic money institution](/wiki/electronic-money-institution)
- [Embedded finance](/wiki/embedded-finance)
- [Neobank](/wiki/neobank)
- [Open banking](/wiki/open-banking)
- [Partner bank](/wiki/partner-bank)

## Fintech journalists & commentators

See [List of fintech journalists](/wiki/list-of-fintech-journalists) — including [Jason Mikula](/wiki/jason-mikula) (**@mikulaja**), [Alex Johnson](/wiki/alex-johnson), [Jim Marous](/wiki/jim-marous), [Ingrid Lunden](/wiki/ingrid-lunden), [Brett King](/wiki/brett-king), [Chris Skinner](/wiki/chris-skinner), [Simon Taylor](/wiki/simon-taylor), [Theodora Lau](/wiki/theodora-lau) and others.

## Fintech founders

See [List of fintech founders](/wiki/list-of-fintech-founders) — including [Anne Boden](/wiki/anne-boden) ([Starling Bank](/wiki/starling-bank)), [Nikolay Storonsky](/wiki/nikolay-storonsky) ([Revolut](/wiki/revolut)), [Tom Blomfield](/wiki/tom-blomfield) ([Monzo](/wiki/monzo)), [David Vélez](/wiki/david-velez) ([Nubank](/wiki/nubank)), [Chris Britt](/wiki/chris-britt) ([Chime](/wiki/chime)), [Patrick Collison](/wiki/patrick-collison) ([Stripe](/wiki/stripe)) and others.

## Related — payments & spend

- [Airwallex](/wiki/airwallex)
- [Brex](/wiki/brex)
- [Cash App](/wiki/cash-app)
- [GCash](/wiki/gcash)
- [Klarna](/wiki/klarna)
- [Mercado Pago](/wiki/mercado-pago)
- [OPay](/wiki/opay)
- [Payoneer](/wiki/payoneer)
- [PayPal](/wiki/paypal)
- [Paytm](/wiki/paytm)
- [PhonePe](/wiki/phonepe)
- [Ramp](/wiki/ramp)
- [Remitly](/wiki/remitly)
- [Stripe](/wiki/stripe)
- [Venmo](/wiki/venmo)
- [Wise](/wiki/wise)
- [X](/wiki/x)

## Related — brokerages

- [Public](/wiki/public)
- [Robinhood](/wiki/robinhood)
- [Trade Republic](/wiki/trade-republic)
- [Wealthsimple](/wiki/wealthsimple)

## Related — crypto & self-custody

- [Avici](/wiki/avici) — self-custody crypto neobank
- [Coinbase](/wiki/coinbase)
- [Defidotapp](/wiki/defidotapp)
- [Infinex](/wiki/infinex)
- [OKX](/wiki/okx)
- [Torque](/wiki/torque)
- [World](/wiki/world)

## Related — marketplaces

- [Whop](/wiki/whop)

## Frequently asked questions

### How many neobanks are there?

There is no single global registry. Industry trackers typically list hundreds of digital and challenger banks worldwide, with concentration in the UK, EU, US, Latin America, and parts of Asia. neobank.wiki catalogues notable licensed and partner-bank neobanks by market.

### Which countries have the most neobanks?

The United Kingdom and European Union saw early growth after PSD2 and specialised bank licences. The United States has large partner-bank neobanks and payment apps. China, India, Southeast Asia, and Latin America account for most global users via internet banks and payments super-apps such as WeBank, PhonePe, GCash, Nubank, and Mercado Pago.


## References

[^scope]: Coverage includes classic neobanks plus adjacent platforms (payments, brokerages, crypto, mobile money). Not every entry is a licensed bank.
