# Klar

> Klar is a Mexican neobank offering credit cards and digital accounts aimed at underbanked consumers.

Source: https://www.neobank.wiki/wiki/klar
Last updated: 2026-08-11
Categories: Financial technology, Mexico neobanks, Partner-bank neobanks, Consumer neobanks, Companies founded in 2019

**Klar** is a Mexican [neobank](/wiki/neobank) founded in 2019 and headquartered in Mexico City. It offers digital credit cards and accounts designed for consumers who have historically faced high fees or limited access at traditional banks.[^klar1]

## History

Klar launched in Mexico's competitive fintech market, focusing first on credit products delivered through a mobile app. It operates with partner-bank and regulated-entity structures typical of Mexican neobanks.

## Founders

[Klar](/wiki/klar) was co-founded by **Stefan Möller**, **Daniel Autrique** and **Gianluigi Davassi** to democratise credit and digital accounts in Mexico.

**Stefan Möller** is co-founder and chief executive officer. With experience at Bain & Company and Nova Founders Capital, plus earlier entrepreneurial ventures in Mexico and Germany, Möller has led Klar's mission to expand credit access beyond the small share of Mexicans approved by traditional banks—building a mobile-first alternative often compared to U.S. [neobanks](/wiki/neobank) such as [Chime](/wiki/chime).

**Daniel Autrique**, co-founder and CFO, is a Stanford-educated Mexican economist who previously worked in investment banking and private equity. **Gianluigi Davassi**, co-founder and early CTO, previously helped build German neobank [N26](/wiki/n26) and led Klar's technology organisation across Mexico and Berlin engineering teams.

## Mexican market

Klar targets Mexican consumers with limited credit-card access, using mobile underwriting and digital accounts. It operates through Mexican regulatory and partner-bank structures typical of the country's fintech sector, with engineering presence spanning Mexico and Europe.

## Reception

Klar is often compared to U.S. [neobanks](/wiki/neobank) such as [Chime](/wiki/chime) for fee-transparent digital credit. Funding rounds and founder-led positioning have made it a visible player alongside other Mexican consumer fintechs.

## Products

Products include credit cards, digital accounts and related lending features managed entirely through the app, targeting younger and underbanked segments.

## Infobox

- **Type**: Private
- **Founded**: 2019
- **Founders**: Stefan Möller, Daniel Autrique, Gianluigi Davassi
- **Headquarters**: Mexico City, Mexico
- **Model**: Partner-bank neobank

## Frequently asked questions

### What is Klar?

Klar is a Mexican neobank offering credit cards and digital accounts aimed at underbanked consumers.

### When was Klar founded?

Klar was founded in 2019.

### Where is Klar headquartered?

Klar is headquartered in Mexico City, Mexico.

### Who founded Klar?

Klar was founded by Stefan Möller, Daniel Autrique, Gianluigi Davassi.

### What type of company is Klar?

Klar is described as Partner-bank neobank in its neobank.wiki profile.


## References

[^klar1]: Klar provides financial products in Mexico through regulated partnerships and local licences as applicable. — https://www.klar.mx/