# Inter

> Inter is a Brazilian digital bank and financial services company offering retail banking, investing and credit.

Source: https://www.neobank.wiki/wiki/inter
Last updated: 2026-08-11
Categories: Financial technology, Brazil neobanks, Licensed neobanks, Consumer neobanks, Public companies, Companies founded in 1994

**Inter** (Banco Inter) is a Brazilian [digital bank](/wiki/neobank) and financial-services company headquartered in Belo Horizonte. It offers checking and payments, credit cards, lending, investments and insurance through a mobile-first platform and is one of Brazil’s largest publicly listed digital banks alongside [Nubank](/wiki/nubank) and [C6 Bank](/wiki/c6-bank).[^i1]

## History

Inter originated as a traditional mid-market bank that reinvented itself as a digital bank in the mid-2010s, listing shares and expanding into a multi-product finance app. Growth tracked Brazil’s rapid shift to PIX instant payments and fee-sensitive retail banking.[^i2]

## Leadership

Inter is associated with the **Ribeiro** family and professional banking management that drove the digital transformation. Public reporting emphasises the listed company (Inter & Co) and its Brazilian banking licence rather than a Silicon Valley–style founding myth.

## Licence

Inter operates as a licensed Brazilian bank, taking deposits and issuing credit on its own balance sheet—unlike partner-bank [neobanks](/wiki/neobank) common in the United States.

## Products

Products include free digital checking, debit and credit cards, personal and SME credit, brokerage and fund investing, insurance distribution and shopping marketplace features wrapped into the Inter app.

## Infobox

- **Type**: Public (NASDAQ: INTR)
- **Founded**: 1994 (digital pivot mid-2010s)
- **Headquarters**: Belo Horizonte, Brazil
- **Model**: Licensed digital bank

## Frequently asked questions

### What is Inter?

Inter is a Brazilian digital bank and financial services company offering retail banking, investing and credit.

### When was Inter founded?

Inter was founded in 1994 (digital pivot mid-2010s).

### Where is Inter headquartered?

Inter is headquartered in Belo Horizonte, Brazil.

### What type of company is Inter?

Inter is described as Licensed digital bank in its neobank.wiki profile.


## References

[^i1]: Inter is a Brazilian digital bank listed via Inter & Co. — https://inter.co/
[^i2]: Inter expanded from banking into a multi-product digital finance platform. — https://investors.inter.co/