# Doux

> Doux is a multi-currency consumer app that holds USD, EUR, GBP and NGN alongside crypto, with Visa/Mastercard spend.

Source: https://www.neobank.wiki/wiki/doux
Last updated: 2026-08-12
Categories: Financial technology, Nigeria neobanks, Payment platforms, Consumer neobanks

**Doux** (Doux Finance) is a consumer [neobank](/wiki/neobank)-style app that lets users hold fiat (USD, EUR, GBP, NGN) and crypto (including BTC, ETH, SOL and USD stablecoins) in one account, then spend on virtual and physical Visa/Mastercard cards with automatic conversion at the point of sale.[^dx1]

## History

Doux launched as “the neo bank for digital currencies,” targeting Africans who earn or hold dollars and crypto but spend locally. In 2026 it added native EUR and GBP receive wallets so inbound European and UK payments need not convert through USD first.[^dx2]

## Model

Doux is a fintech wallet with card issuing, not a full deposit-taking bank. Crypto and stablecoins convert automatically for card spend and NGN withdrawals to local banks. The company publishes standard regulatory and risk disclaimers that it is not itself a bank.

## Products

Multi-currency fiat and crypto wallets, Doux ID and wallet-to-wallet sends, local NGN withdrawals, and virtual plus physical cards accepted on Visa/Mastercard networks.

## External links

- [Doux official website](https://doux.finance/)

## Infobox

- **Type**: Private
- **Focus**: Multi-currency / cards
- **Currencies**: USD, EUR, GBP, NGN + crypto
- **Model**: Partner-bank / crypto wallet
- **X**: @douxfinance
- **Website**: [doux.finance](https://doux.finance/)

## Frequently asked questions

### What is Doux?

Doux is a multi-currency consumer app that holds USD, EUR, GBP and NGN alongside crypto, with Visa/Mastercard spend.

### What type of company is Doux?

Doux is described as Partner-bank / crypto wallet in its neobank.wiki profile.

### What is the official Doux website?

The official website for Doux is https://doux.finance/.


## References

[^dx1]: Doux offers multi-currency accounts and Visa/Mastercard cards with automatic crypto-to-fiat conversion. — https://doux.finance/
[^dx2]: Doux announced native EUR and GBP wallets in June 2026. — https://blog.doux.finance/2026/06/06/eur-and-gbp-are-now-live-on-doux-your-multi-currency-account-just-got-more-global/