# Ryan King

> Ryan King is co-founder and CTO of Chime, the U.S. partner-bank neobank.

Source: https://www.neobank.wiki/ryan-king
Last updated: 2026-08-12
Categories: Financial technology, Fintech founders, People in fintech, Neobank founders

**Ryan King** is co-founder and chief technology officer of [Chime](/chime). He built Chime's mobile-first account experience and systems behind early-payday credit and fraud controls alongside [Chris Britt](/chris-britt).[^fn1]

## Career

As Chime's technology lead from the beginning, King scaled the engineering organisation behind spending accounts, SpotMe-style overdraft coverage, savings round-ups and the partner-bank integrations that define Chime's [BaaS](/banking-as-a-service) model.

## Chime

Ryan King is principally associated with [Chime](/chime). See that article for products, licensing and market context.

## External links

- [Chime official website](https://www.chime.com/)

## Infobox

- **Occupation**: Fintech founder
- **Known for**: Chime CTO / co-founder
- **Company**: [Chime](/chime)
- **Founded company**: 2013
- **Associated HQ**: San Francisco, U.S.

## Frequently asked questions

### What is Ryan King?

Ryan King is co-founder and CTO of Chime, the U.S.


## References

[^fn1]: Ryan King is a founder of Chime, covered on neobank.wiki. - https://www.chime.com/